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Stephen Richard Peters

Lecturer of Finance


PhD Finance, Indiana University, 1994.
BS Finance, University of Nebraska, 1988.


Assistant Professor, Kansas State University, 2002 - 2007
Assistant Professor, University of Cincinnati, 2000 - 2002
Visiting Assistant Professor, University of Illinois, 1998 - 2000
Assistant Professor, University of Connecticut, 1994 - 1998
Instructor, Indiana University, 1993 - 1994
Associate Instructor, Indiana University, 1988 - 1993


Journal Articles

"Protection for Whom?." Regulation, (28) 4 2005

"Self-Selection and Discrimination in Credit Markets." Real Estate Economics, (33) 2 2005

"Protection for Whom? Creditor Conflict and Bankruptcy." American Law & Economic Review, (6) 2 2004

"Debt vs. Equity and Asymmetric Information: A Review." S. Peters, L. Schmid Klein, T. O'Brien, Financial Review, (37) 3 2002

"Mortgage Scoring Models and the Myth of Overrides." S. Peters, Federal Reserve System Credit Scoring Committee, 5 2002

"Is Lending Discrimination Always Costly." S. Peters, M. Ferguson, Journal of Real Estate Finance and Economics, (21) 1 2000

"Why is Mortgage Discrimination Illegal? A Fresh Look at the Mortgage Discrimination Debate." Regulation, (22) 4 1999

"Beneath the Rhetoric: Clarifying the Debate on Mortgage Lending Discrimination." Economic Review, Federal Reserve Bank of Cleveland, (34) 4 1998

"Cultural Affinity and Lending Discrimination: The Impact of Underwriting Errors and Credit Risk Distribution on Applicant Denial Rates." Journal of Financial Services Research, (11) 1/2 1997

"What Constitutes Evidence of Discrimination in Lending?." Journal of Finance, (50) 2 1995

Honors and Awards

Kansas State Bank Teaching Award (College Wide), Teaching Award , 2005

Mortar Board Outstanding Professor, College of Business Administration, Kansas State University , 2003

Nominated for Kansas State Bank Teaching Award, Teaching Award , 2002

Undergraduate Teaching Award, Department of Finance, Insurance, and Real Estate, University of Connecticut , 1997-1998

Best Article Award, University of Connecticut, School of Business Administration , 1994

Incomplete List of Teachers Ranked as Excellent by Their Students FIN 580, Summer 2013 , 2002

Finance Advisory Board Faculty Fellowship, Kansas State University , 2004-2005

Graduate Fellowship, Indiana University , 1988-1993


Contact Information
104 Wohlers Hall
1206 South Sixth Street
Champaign IL 61820

(217) 265-0276

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